FOUR SEASONS
Federal • Opelika, Alabama • Est. 1964
Quick Facts
- Charter Number
- #16479
- Type
- Federal
- Established
- 1964
- Headquarters
- Opelika, Alabama 36801-6127
- Address
- 2915 Pepperell Pkwy
- Branches
- 2
- ATMs
- 2
- Members
- 9,631
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,631 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOUR SEASONS |
|---|---|
| Total Assets | $102.3M |
| Members | 9,631 |
| Loans Outstanding | $58.3M |
| Shares & Deposits | $91.9M |
| Net Worth | $8.7M |
| Net Worth Ratio | 8.51% |
| Loan-to-Share Ratio | 63.4% |
| Delinquency Rate | 1.48% |
| Net Income | +$312,549 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Pepperell
Main Office2915 Pepperell Pkwy
Opelika, AL 36801-6127
Marvyn
2300 Marvyn Pkwy
Opelika, AL 36804-7473
Who Can Join FOUR SEASONS?
Membership Type: Community
Membership eligibility for FOUR SEASONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOUR SEASONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
FOUR SEASONS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FOUR SEASONS has 9,631 members and a potential membership field of 166,300 people.
FOUR SEASONS's reported net worth ratio is 8.51% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FOUR SEASONS operates 2 branch locations and has access to 2 ATMs. The main office is located at 2915 Pepperell Pkwy, Opelika, AL 36801-6127.
FOUR SEASONS was established in 1964. It is a federal credit union chartered under charter number 16479. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FOUR SEASONS. All financial data is for informational purposes only.