FOUR SEASONS
Federal • OPELIKA, Alabama • Est. 1964
Quick Facts
- Charter Number
- #16479
- Type
- Federal
- Established
- 1964
- Headquarters
- OPELIKA, Alabama 36801-6127
- Address
- 2915 PEPPERELL PKWY
- Branches
- 2
- ATMs
- 2
- Members
- 9,539
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,539 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOUR SEASONS |
|---|---|
| Total Assets | $94.5M |
| Members | 9,539 |
| Loans Outstanding | $57.0M |
| Shares & Deposits | $85.3M |
| Net Worth | $8.4M |
| Net Worth Ratio | 8.88% |
| Loan-to-Share Ratio | 66.9% |
| Delinquency Rate | 1.41% |
| Net Income | +$2,095,547 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Pepperell
Main Office2915 Pepperell Pkwy
Opelika, AL 36801-6127
Marvyn
2300 Marvyn Pkwy
Opelika, AL 36804-7473
Who Can Join FOUR SEASONS?
Membership Type: Community
Membership eligibility for FOUR SEASONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOUR SEASONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. FOUR SEASONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FOUR SEASONS has 9,539 members and a potential membership field of 166,300 people.
FOUR SEASONS's net worth ratio is 8.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, FOUR SEASONS meets this threshold.
FOUR SEASONS operates 2 branch locations and has access to 2 ATMs. The main office is located at 2915 Pepperell Pkwy, Opelika, AL 36801-6127.
FOUR SEASONS was established in 1964. It is a federal credit union chartered under charter number 16479. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FOUR SEASONS. All financial data is for informational purposes only.