FOURTH WARD
Federal • Amite, Louisiana • Est. 1952
Quick Facts
- Charter Number
- #7877
- Type
- Federal
- Established
- 1952
- Headquarters
- Amite, Louisiana 70422-3841
- Address
- 60233 Smilin Acres Rd
- Branches
- 3
- Members
- 233
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
233 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOURTH WARD |
|---|---|
| Total Assets | $910K |
| Members | 233 |
| Loans Outstanding | $500K |
| Shares & Deposits | $783K |
| Net Worth | $127K |
| Net Worth Ratio | 13.98% |
| Loan-to-Share Ratio | 63.9% |
| Delinquency Rate | 10.09% |
| Net Income | +$9,627 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Fourth Ward Federal Credit Union
Main Office60233 Smilin Acres Rd
Amite, LA 70422-3841
VR
60233 Smilin Acres Rd
Amite, LA 70422-3841
DR
60233 Smilin Acres Rd
Amite, LA 70422-3841
Who Can Join FOURTH WARD?
Membership Type: Other/Unknown
Membership eligibility for FOURTH WARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOURTH WARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
FOURTH WARD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FOURTH WARD has 233 members and a potential membership field of 500 people.
FOURTH WARD's reported net worth ratio is 13.98% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FOURTH WARD operates 3 branch locations. The main office is located at 60233 Smilin Acres Rd, Amite, LA 70422-3841.
FOURTH WARD was established in 1952. It is a federal credit union chartered under charter number 7877. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FOURTH WARD. All financial data is for informational purposes only.