FOURTH WARD
Federal • amite, Louisiana • Est. 1952
Quick Facts
- Charter Number
- #7877
- Type
- Federal
- Established
- 1952
- Headquarters
- amite, Louisiana 70422-3841
- Address
- 60233 Smilin Acres Rd
- Branches
- 3
- Members
- 225
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
225 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOURTH WARD |
|---|---|
| Total Assets | $902K |
| Members | 225 |
| Loans Outstanding | $496K |
| Shares & Deposits | $784K |
| Net Worth | $118K |
| Net Worth Ratio | 13.03% |
| Loan-to-Share Ratio | 63.3% |
| Delinquency Rate | 10.17% |
| Net Income | +$19,971 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Fourth Ward Federal Credit Union
Main Office60233 Smilin Acres Rd
amite, LA 70422-3841
VR
60233 Smilin Acres Rd
Amite, LA 70422-3841
DR
60233 Smilin Acres Rd
Amite, LA 70422-3841
Who Can Join FOURTH WARD?
Membership Type: Other/Unknown
Membership eligibility for FOURTH WARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOURTH WARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. FOURTH WARD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FOURTH WARD has 225 members and a potential membership field of 500 people.
FOURTH WARD's net worth ratio is 13.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, FOURTH WARD meets this threshold.
FOURTH WARD operates 3 branch locations. The main office is located at 60233 Smilin Acres Rd, amite, LA 70422-3841.
FOURTH WARD was established in 1952. It is a federal credit union chartered under charter number 7877. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FOURTH WARD. All financial data is for informational purposes only.