FRANKLIN FIRST
Federal • Greenfield, Massachusetts • Est. 1958
Quick Facts
- Charter Number
- #12604
- Type
- Federal
- Established
- 1958
- Headquarters
- Greenfield, Massachusetts 01301-3113
- Address
- 57 Newton St
- Branches
- 4
- ATMs
- 4
- Members
- 7,387
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,387 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRANKLIN FIRST |
|---|---|
| Total Assets | $88.5M |
| Members | 7,387 |
| Loans Outstanding | $48.5M |
| Shares & Deposits | $79.8M |
| Net Worth | $7.6M |
| Net Worth Ratio | 8.85% |
| Loan-to-Share Ratio | 60.8% |
| Delinquency Rate | 0.63% |
| Net Income | +$252,098 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
57 Newton St
Main Office57 Newton St
Greenfield, MA 01301-3113
COCC AVON
100 Executive Blvd
Southington, CT 06489-1040
COCC WALLINGFORD
4 Tower Dr
Wallingford, CT 06492-5914
57 Newton Street- Vestibule
57 Newton St
Greenfield, MA 01301
Who Can Join FRANKLIN FIRST?
Membership Type: Community
Membership eligibility for FRANKLIN FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRANKLIN FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
FRANKLIN FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FRANKLIN FIRST has 7,387 members and a potential membership field of 70,698 people.
FRANKLIN FIRST's reported net worth ratio is 8.85% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FRANKLIN FIRST operates 4 branch locations and has access to 4 ATMs. The main office is located at 57 Newton St, Greenfield, MA 01301-3113.
FRANKLIN FIRST was established in 1958. It is a federal credit union chartered under charter number 12604. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FRANKLIN FIRST. All financial data is for informational purposes only.