FRANKLIN-SOMERSET
Federal • MADISON, Maine • Est. 1962
Quick Facts
- Charter Number
- #15159
- Type
- Federal
- Established
- 1962
- Headquarters
- MADISON, Maine 04950-3027
- Address
- 114 E MADISON RD
- Branches
- 7
- ATMs
- 4
- Members
- 9,983
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,983 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRANKLIN-SOMERSET |
|---|---|
| Total Assets | $144.4M |
| Members | 9,983 |
| Loans Outstanding | $65.0M |
| Shares & Deposits | $125.4M |
| Net Worth | $18.4M |
| Net Worth Ratio | 12.75% |
| Loan-to-Share Ratio | 51.8% |
| Delinquency Rate | 0.79% |
| Net Income | +$1,670,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 4 ATMs
Farmington
485 WILTON RD
FARMINGTON, ME 04938
Kingfield
476 MAIN ST
KINGFIELD, ME 04947
Madison
20 MAIN ST
MADISON, ME 04950
Skowhegan
26 LEAVITT ST
SKOWHEGAN, ME 04976
Operations Center
Main Office114 E MADISON RD
MADISON, ME 04950-3027
Who Can Join FRANKLIN-SOMERSET?
Membership Type: Other/Unknown
Membership eligibility for FRANKLIN-SOMERSET may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRANKLIN-SOMERSET directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. FRANKLIN-SOMERSET is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FRANKLIN-SOMERSET has 9,983 members and a potential membership field of 82,240 people.
FRANKLIN-SOMERSET's net worth ratio is 12.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, FRANKLIN-SOMERSET meets this threshold.
FRANKLIN-SOMERSET operates 7 branch locations and has access to 4 ATMs. The main office is located at 114 E MADISON RD, MADISON, ME 04950-3027.
FRANKLIN-SOMERSET was established in 1962. It is a federal credit union chartered under charter number 15159. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FRANKLIN-SOMERSET. All financial data is for informational purposes only.