FRANKLIN-SOMERSET
Federal • Madison, Maine • Est. 1962
Quick Facts
- Charter Number
- #15159
- Type
- Federal
- Established
- 1962
- Headquarters
- Madison, Maine 04950-3027
- Address
- 114 E MADISON RD
- Branches
- 7
- ATMs
- 4
- Members
- 10,005
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,005 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRANKLIN-SOMERSET |
|---|---|
| Total Assets | $151.8M |
| Members | 10,005 |
| Loans Outstanding | $64.6M |
| Shares & Deposits | $132.1M |
| Net Worth | $18.8M |
| Net Worth Ratio | 12.41% |
| Loan-to-Share Ratio | 48.9% |
| Delinquency Rate | 0.64% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 4 ATMs
Farmington
485 WILTON RD
Farmington, ME 04938
Kingfield
476 MAIN ST
Kingfield, ME 04947
Madison
20 MAIN ST
Madison, ME 04950
Skowhegan
26 LEAVITT ST
Skowhegan, ME 04976
Operations Center
Main Office114 E MADISON RD
Madison, ME 04950-3027
Who Can Join FRANKLIN-SOMERSET?
Membership Type: Other/Unknown
Membership eligibility for FRANKLIN-SOMERSET may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRANKLIN-SOMERSET directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
FRANKLIN-SOMERSET is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FRANKLIN-SOMERSET has 10,005 members and a potential membership field of 82,240 people.
FRANKLIN-SOMERSET's reported net worth ratio is 12.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FRANKLIN-SOMERSET operates 7 branch locations and has access to 4 ATMs. The main office is located at 114 E MADISON RD, Madison, ME 04950-3027.
FRANKLIN-SOMERSET was established in 1962. It is a federal credit union chartered under charter number 15159. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FRANKLIN-SOMERSET. All financial data is for informational purposes only.