FREEDOM FIRST
Federal • Roanoke, Virginia • Est. 1956
Quick Facts
- Charter Number
- #11111
- Type
- Federal
- Established
- 1956
- Headquarters
- Roanoke, Virginia 24019-3002
- Address
- 5240 Valleypark Dr
- Branches
- 16
- ATMs
- 13
- Members
- 62,952
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
62,952 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM FIRST |
|---|---|
| Total Assets | $1.2B |
| Members | 62,952 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $1.0B |
| Net Worth | $129.6M |
| Net Worth Ratio | 10.97% |
| Loan-to-Share Ratio | 102.7% |
| Delinquency Rate | 0.41% |
| Net Income | +$9,739,839 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 13 ATMs
Operations
5240 Valleypark Dr
Roanoke, VA 24019-3002
Vinton
203 W Virginia Ave
Vinton, VA 24179-3317
Towers
2221 Colonial Ave SW
Roanoke, VA 24015-3208
Salem
1235 Electric Rd
Salem, VA 24153
South Main
1204 S Main St
Blacksburg, VA 24060-5546
Who Can Join FREEDOM FIRST?
Membership Type: Community
Membership eligibility for FREEDOM FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. FREEDOM FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREEDOM FIRST has 62,952 members and a potential membership field of 894,538 people.
FREEDOM FIRST's net worth ratio is 10.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, FREEDOM FIRST meets this threshold.
FREEDOM FIRST operates 16 branch locations and has access to 13 ATMs. The main office is located at 207 Bullitt Ave SE, Roanoke, VA 24013.
FREEDOM FIRST was established in 1956. It is a federal credit union chartered under charter number 11111. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM FIRST. All financial data is for informational purposes only.