FREEDOM
State-Chartered • WARMINSTER, Pennsylvania • Est. 1934
Quick Facts
- Charter Number
- #60275
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- WARMINSTER, Pennsylvania 18974-4862
- Address
- 626 JACKSONVILLE RD, STE 250
- Branches
- 5
- ATMs
- 5
- Members
- 61,578
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
61,578 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM |
|---|---|
| Total Assets | $1.5B |
| Members | 61,578 |
| Loans Outstanding | $777.2M |
| Shares & Deposits | $1.3B |
| Net Worth | $193.2M |
| Net Worth Ratio | 13.22% |
| Loan-to-Share Ratio | 61.7% |
| Delinquency Rate | 0.84% |
| Net Income | +$19,901,730 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Operations Center
Main Office626 Jacksonville Rd
Warminster, PA 18974-4862
Warminster Branch
35 W Street Rd
Warminster, PA 18974-3201
Abington Branch
1440 Old York Rd
Abington, PA 19001-2606
Morrell Plaza Branch
9910 Frankford Ave
Philadelphia, PA 19114-1900
Fairmount Branch
2333 Fairmount Ave
Philadelphia, PA 19130-2544
Who Can Join FREEDOM?
Membership Type: Community
Membership eligibility for FREEDOM may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. FREEDOM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREEDOM has 61,578 members and a potential membership field of 4,050,000 people.
FREEDOM's net worth ratio is 13.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, FREEDOM meets this threshold.
FREEDOM operates 5 branch locations and has access to 5 ATMs. The main office is located at 626 Jacksonville Rd, Warminster, PA 18974-4862.
FREEDOM was established in 1934. It is a state-chartered credit union chartered under charter number 60275. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM. All financial data is for informational purposes only.