FREEDOM UNITED
Federal • ROCHESTER, Pennsylvania • Est. 1939
Quick Facts
- Charter Number
- #3487
- Type
- Federal
- Established
- 1939
- Headquarters
- ROCHESTER, Pennsylvania 15074-2143
- Address
- 283 Adams St.
- Branches
- 3
- ATMs
- 2
- Members
- 6,854
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,854 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM UNITED |
|---|---|
| Total Assets | $92.0M |
| Members | 6,854 |
| Loans Outstanding | $25.3M |
| Shares & Deposits | $75.1M |
| Net Worth | $16.8M |
| Net Worth Ratio | 18.26% |
| Loan-to-Share Ratio | 33.8% |
| Delinquency Rate | 0.95% |
| Net Income | +$2,134,375 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
FREEDOM UNITED FCU
115 Perry Hwy Ste 176
Harmony, PA 16037-9205
FREEDOM UNITED FCU
Main Office283 Adams St
ROCHESTER, PA 15074-2143
FREEDOM UNITED FCU
3589 Brodhead Rd
Monaca, PA 15061-3138
Who Can Join FREEDOM UNITED?
Membership Type: Community
Membership eligibility for FREEDOM UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. FREEDOM UNITED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREEDOM UNITED has 6,854 members and a potential membership field of 15,000 people.
FREEDOM UNITED's net worth ratio is 18.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.3%, FREEDOM UNITED meets this threshold.
FREEDOM UNITED operates 3 branch locations and has access to 2 ATMs. The main office is located at 283 Adams St, ROCHESTER, PA 15074-2143.
FREEDOM UNITED was established in 1939. It is a federal credit union chartered under charter number 3487. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM UNITED. All financial data is for informational purposes only.