FREESTAR FINANCIAL
State-Chartered • Mount Clemens, Michigan • Est. 1957
Quick Facts
- Charter Number
- #60406
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Mount Clemens, Michigan 48046
- Address
- PO Box 2800
- Branches
- 8
- ATMs
- 7
- Members
- 22,283
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
22,283 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREESTAR FINANCIAL |
|---|---|
| Total Assets | $339.1M |
| Members | 22,283 |
| Loans Outstanding | $210.4M |
| Shares & Deposits | $300.5M |
| Net Worth | $32.9M |
| Net Worth Ratio | 9.70% |
| Loan-to-Share Ratio | 70.0% |
| Delinquency Rate | 0.93% |
| Net Income | +$2,122,389 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Clinton Township
Main Office37570 S Gratiot Ave
Clinton Township, MI 48036
Selfridge
44200 N Jefferson Ave # 715
Selfridge ANGB, MI 48045-5263
Sterling
34642 Van Dyke Ave
Sterling Heights, MI 48312
Chesterfield
47011 Sugarbush Rd
Chesterfield, MI 48047
Saint Clair Shores
22500 E 9 Mile Rd
Saint clair shores, MI 48080
Who Can Join FREESTAR FINANCIAL?
Membership Type: Community
Membership eligibility for FREESTAR FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREESTAR FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. FREESTAR FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREESTAR FINANCIAL has 22,283 members and a potential membership field of 9,000,000 people.
FREESTAR FINANCIAL's net worth ratio is 9.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, FREESTAR FINANCIAL meets this threshold.
FREESTAR FINANCIAL operates 8 branch locations and has access to 7 ATMs. The main office is located at 37570 S Gratiot Ave, Clinton Township, MI 48036.
FREESTAR FINANCIAL was established in 1957. It is a state-chartered credit union chartered under charter number 60406. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREESTAR FINANCIAL. All financial data is for informational purposes only.