FRONT ROYAL
Federal • FRONT ROYAL, Virginia • Est. 1949
Quick Facts
- Charter Number
- #6084
- Type
- Federal
- Established
- 1949
- Headquarters
- FRONT ROYAL, Virginia 22630-2616
- Address
- 230 N ROYAL AVE
- Branches
- 3
- ATMs
- 2
- Members
- 5,441
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,441 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRONT ROYAL |
|---|---|
| Total Assets | $84.4M |
| Members | 5,441 |
| Loans Outstanding | $21.5M |
| Shares & Deposits | $70.0M |
| Net Worth | $14.0M |
| Net Worth Ratio | 16.59% |
| Loan-to-Share Ratio | 30.7% |
| Delinquency Rate | 0.21% |
| Net Income | +$1,512,150 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Front Royal FCU
230 N Royal Ave
Front Royal, VA 22630-2616
Front Royal FCU
113 South St
Front Royal, VA 22630-2221
Front Royal FCU
Main Office230 N Royal Ave
Front Royal, VA 22630-2616
Who Can Join FRONT ROYAL?
Membership Type: Other/Unknown
Membership eligibility for FRONT ROYAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRONT ROYAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. FRONT ROYAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FRONT ROYAL has 5,441 members and a potential membership field of 42,945 people.
FRONT ROYAL's net worth ratio is 16.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.6%, FRONT ROYAL meets this threshold.
FRONT ROYAL operates 3 branch locations and has access to 2 ATMs. The main office is located at 230 N Royal Ave, Front Royal, VA 22630-2616.
FRONT ROYAL was established in 1949. It is a federal credit union chartered under charter number 6084. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FRONT ROYAL. All financial data is for informational purposes only.