GALAXY
Federal • Franklin, Pennsylvania • Est. 1940
Quick Facts
- Charter Number
- #4116
- Type
- Federal
- Established
- 1940
- Headquarters
- Franklin, Pennsylvania 16323
- Address
- 1313 Liberty St
- Branches
- 1
- ATMs
- 1
- Members
- 4,550
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,550 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GALAXY |
|---|---|
| Total Assets | $70.5M |
| Members | 4,550 |
| Loans Outstanding | $31.2M |
| Shares & Deposits | $58.0M |
| Net Worth | $12.4M |
| Net Worth Ratio | 17.54% |
| Loan-to-Share Ratio | 53.8% |
| Delinquency Rate | 0.68% |
| Net Income | +$658,243 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Branch Office
Main Office1313 Liberty St
Franklin, PA 16323
Who Can Join GALAXY?
Membership Type: Other/Unknown
Membership eligibility for GALAXY may vary. Contact the credit union directly to confirm qualification requirements.
Contact GALAXY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. GALAXY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GALAXY has 4,550 members and a potential membership field of 7,000 people.
GALAXY's net worth ratio is 17.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.5%, GALAXY meets this threshold.
GALAXY operates 1 branch location and has access to 1 ATMs. The main office is located at 1313 Liberty St, Franklin, PA 16323.
GALAXY was established in 1940. It is a federal credit union chartered under charter number 4116. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GALAXY. All financial data is for informational purposes only.