GALAXY
Federal • Franklin, Pennsylvania • Est. 1940
Quick Facts
- Charter Number
- #4116
- Type
- Federal
- Established
- 1940
- Headquarters
- Franklin, Pennsylvania 16323
- Address
- 1313 Liberty St
- Branches
- 1
- ATMs
- 1
- Members
- 4,551
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,551 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GALAXY |
|---|---|
| Total Assets | $73.1M |
| Members | 4,551 |
| Loans Outstanding | $31.5M |
| Shares & Deposits | $60.3M |
| Net Worth | $12.5M |
| Net Worth Ratio | 17.15% |
| Loan-to-Share Ratio | 52.2% |
| Delinquency Rate | 0.41% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Branch Office
Main Office1313 Liberty St
Franklin, PA 16323
Who Can Join GALAXY?
Membership Type: Other/Unknown
Membership eligibility for GALAXY may vary. Contact the credit union directly to confirm qualification requirements.
Contact GALAXY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
GALAXY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GALAXY has 4,551 members and a potential membership field of 7,000 people.
GALAXY's reported net worth ratio is 17.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GALAXY operates 1 branch location and has access to 1 ATMs. The main office is located at 1313 Liberty St, Franklin, PA 16323.
GALAXY was established in 1940. It is a federal credit union chartered under charter number 4116. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GALAXY. All financial data is for informational purposes only.