G.A.P.
Federal • Johnstown, Pennsylvania • Est. 1937
Quick Facts
- Charter Number
- #2405
- Type
- Federal
- Established
- 1937
- Headquarters
- Johnstown, Pennsylvania 15901
- Address
- 111 Franklin St Rm 224
- Branches
- 6
- ATMs
- 1
- Members
- 6,429
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | G.A.P. |
|---|---|
| Total Assets | $78.6M |
| Members | 6,429 |
| Loans Outstanding | $37.2M |
| Shares & Deposits | $67.9M |
| Net Worth | $10.5M |
| Net Worth Ratio | 13.29% |
| Loan-to-Share Ratio | 54.9% |
| Delinquency Rate | 0.86% |
| Net Income | +$252,831 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 1 ATMs
Downtown
Main Office111 Franklin St Rm 224
Johnstown, PA 15901
Richland
194 Donald Ln Ste 3
Johnstown, PA 15904-2840
Bird Cage Branch
1342 William Penn Ave
Johnstown, PA 15906
Altoona VA Hospital
2907 Pleasant Valley Blvd Rm 9
Altoona, PA 16602
New Stanton
111 S Center Ave Ste 2
New Stanton, PA 15672-9807
Who Can Join G.A.P.?
Membership Type: Community
Membership eligibility for G.A.P. may vary. Contact the credit union directly to confirm qualification requirements.
Contact G.A.P. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
G.A.P. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, G.A.P. has 6,429 members and a potential membership field of 10,010 people.
G.A.P.'s reported net worth ratio is 13.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
G.A.P. operates 6 branch locations and has access to 1 ATMs. The main office is located at 111 Franklin St Rm 224, Johnstown, PA 15901.
G.A.P. was established in 1937. It is a federal credit union chartered under charter number 2405. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or G.A.P.. All financial data is for informational purposes only.