GARDINER
Federal • Gardiner, Maine • Est. 1953
Quick Facts
- Charter Number
- #8367
- Type
- Federal
- Established
- 1953
- Headquarters
- Gardiner, Maine 04345-2836
- Address
- 420 Brunswick Ave
- Branches
- 3
- ATMs
- 2
- Members
- 5,452
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,452 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDINER |
|---|---|
| Total Assets | $93.6M |
| Members | 5,452 |
| Loans Outstanding | $57.7M |
| Shares & Deposits | $78.1M |
| Net Worth | $15.1M |
| Net Worth Ratio | 16.15% |
| Loan-to-Share Ratio | 73.8% |
| Delinquency Rate | 0.15% |
| Net Income | +$1,842,282 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Brunswick Avenue
Main Office420 Brunswick Ave
Gardiner, ME 04345-2836
Maine Credit Union League
2 Ledgeview Dr
Westbrook, ME 04092-3939
KV FCU
316 W River Rd
Augusta, ME 04330-3992
Who Can Join GARDINER?
Membership Type: Other/Unknown
Membership eligibility for GARDINER may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDINER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. GARDINER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GARDINER has 5,452 members and a potential membership field of 50,000 people.
GARDINER's net worth ratio is 16.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, GARDINER meets this threshold.
GARDINER operates 3 branch locations and has access to 2 ATMs. The main office is located at 420 Brunswick Ave, Gardiner, ME 04345-2836.
GARDINER was established in 1953. It is a federal credit union chartered under charter number 8367. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GARDINER. All financial data is for informational purposes only.