GARDINER
Federal • Gardiner, Maine • Est. 1953
Quick Facts
- Charter Number
- #8367
- Type
- Federal
- Established
- 1953
- Headquarters
- Gardiner, Maine 04345-2836
- Address
- 420 Brunswick Ave
- Branches
- 3
- ATMs
- 2
- Members
- 5,489
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,489 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDINER |
|---|---|
| Total Assets | $98.6M |
| Members | 5,489 |
| Loans Outstanding | $56.3M |
| Shares & Deposits | $82.4M |
| Net Worth | $15.6M |
| Net Worth Ratio | 15.76% |
| Loan-to-Share Ratio | 68.3% |
| Delinquency Rate | 0.16% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Brunswick Avenue
Main Office420 Brunswick Ave
Gardiner, ME 04345-2836
Maine Credit Union League
2 Ledgeview Dr
Westbrook, ME 04092-3939
KV FCU
316 W River Rd
Augusta, ME 04330-3992
Who Can Join GARDINER?
Membership Type: Other/Unknown
Membership eligibility for GARDINER may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDINER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
GARDINER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GARDINER has 5,489 members and a potential membership field of 50,000 people.
GARDINER's reported net worth ratio is 15.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GARDINER operates 3 branch locations and has access to 2 ATMs. The main office is located at 420 Brunswick Ave, Gardiner, ME 04345-2836.
GARDINER was established in 1953. It is a federal credit union chartered under charter number 8367. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GARDINER. All financial data is for informational purposes only.