GARLAND COUNTY EDUCATORS
Federal • HOT SPRINGS, Arkansas • Est. 1968
Quick Facts
- Charter Number
- #18814
- Type
- Federal
- Established
- 1968
- Headquarters
- HOT SPRINGS, Arkansas 71913-5531
- Address
- 190 AVIATION PLZ STE E
- Branches
- 2
- Members
- 729
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
729 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARLAND COUNTY EDUCATORS |
|---|---|
| Total Assets | $5.3M |
| Members | 729 |
| Loans Outstanding | $3.2M |
| Shares & Deposits | $4.4M |
| Net Worth | $915K |
| Net Worth Ratio | 17.29% |
| Loan-to-Share Ratio | 72.3% |
| Delinquency Rate | 3.36% |
| Net Income | +$33,647 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Garland County Educators Federal Credit Union
Main Office190 Aviation Plz Ste E
Hot Springs, AR 71913-5531
Bank OZK
401 Section Line Rd
Hot Springs, AR 71913
Who Can Join GARLAND COUNTY EDUCATORS?
Membership Type: Community
Membership eligibility for GARLAND COUNTY EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARLAND COUNTY EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arkansas
Browse all federally insured credit unions in Arkansas, ranked by assets, members, and financial health score.
View Arkansas RankingsFrequently Asked Questions
Yes. GARLAND COUNTY EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GARLAND COUNTY EDUCATORS has 729 members and a potential membership field of 2,500 people.
GARLAND COUNTY EDUCATORS's net worth ratio is 17.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.3%, GARLAND COUNTY EDUCATORS meets this threshold.
GARLAND COUNTY EDUCATORS operates 2 branch locations. The main office is located at 190 Aviation Plz Ste E, Hot Springs, AR 71913-5531.
GARLAND COUNTY EDUCATORS was established in 1968. It is a federal credit union chartered under charter number 18814. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GARLAND COUNTY EDUCATORS. All financial data is for informational purposes only.