GARY MUNICIPAL EMPLOYEES
Federal • Gary, Indiana • Est. 1964
Quick Facts
- Charter Number
- #16126
- Type
- Federal
- Established
- 1964
- Headquarters
- Gary, Indiana 46402
- Address
- 401 Broadway, Room B1
- Branches
- 1
- Members
- 131
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
131 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARY MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $526K |
| Members | 131 |
| Loans Outstanding | $131K |
| Shares & Deposits | $296K |
| Net Worth | $221K |
| Net Worth Ratio | 41.99% |
| Loan-to-Share Ratio | 44.3% |
| Delinquency Rate | 4.10% |
| Net Income | +$301 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Gary Municipal Employee Federal Credit Union - City Hall
Main Office401 Broadway
Gary, IN 46402
Who Can Join GARY MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for GARY MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARY MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. GARY MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GARY MUNICIPAL EMPLOYEES has 131 members and a potential membership field of 150 people.
GARY MUNICIPAL EMPLOYEES's net worth ratio is 41.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 42.0%, GARY MUNICIPAL EMPLOYEES meets this threshold.
GARY MUNICIPAL EMPLOYEES operates 1 branch location. The main office is located at 401 Broadway, Gary, IN 46402.
GARY MUNICIPAL EMPLOYEES was established in 1964. It is a federal credit union chartered under charter number 16126. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GARY MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.