GENESEE CO-OP
Federal • Rochester, New York • Est. 1981
Quick Facts
- Charter Number
- #23848
- Type
- Federal
- Established
- 1981
- Headquarters
- Rochester, New York 14620
- Address
- 395 GREGORY ST
- Branches
- 1
- ATMs
- 1
- Members
- 4,528
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,528 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GENESEE CO-OP |
|---|---|
| Total Assets | $47.8M |
| Members | 4,528 |
| Loans Outstanding | $26.7M |
| Shares & Deposits | $32.6M |
| Net Worth | $11.0M |
| Net Worth Ratio | 23.03% |
| Loan-to-Share Ratio | 81.9% |
| Delinquency Rate | 0.74% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office395 GREGORY ST
Rochester, NY 14620
Who Can Join GENESEE CO-OP?
Membership Type: Occupational
Membership eligibility for GENESEE CO-OP may vary. Contact the credit union directly to confirm qualification requirements.
Contact GENESEE CO-OP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
GENESEE CO-OP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GENESEE CO-OP has 4,528 members and a potential membership field of 47,500 people.
GENESEE CO-OP's reported net worth ratio is 23.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GENESEE CO-OP operates 1 branch location and has access to 1 ATMs. The main office is located at 395 GREGORY ST, Rochester, NY 14620.
GENESEE CO-OP was established in 1981. It is a federal credit union chartered under charter number 23848. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GENESEE CO-OP. All financial data is for informational purposes only.