GENESEE CO-OP
Federal • ROCHESTER, New York • Est. 1981
Quick Facts
- Charter Number
- #23848
- Type
- Federal
- Established
- 1981
- Headquarters
- ROCHESTER, New York 14620
- Address
- 395 GREGORY ST
- Branches
- 1
- ATMs
- 1
- Members
- 4,556
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,556 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GENESEE CO-OP |
|---|---|
| Total Assets | $47.4M |
| Members | 4,556 |
| Loans Outstanding | $26.5M |
| Shares & Deposits | $31.8M |
| Net Worth | $10.8M |
| Net Worth Ratio | 22.82% |
| Loan-to-Share Ratio | 83.2% |
| Delinquency Rate | 1.16% |
| Net Income | +$630,938 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office395 GREGORY ST
ROCHESTER, NY 14620
Who Can Join GENESEE CO-OP?
Membership Type: Occupational
Membership eligibility for GENESEE CO-OP may vary. Contact the credit union directly to confirm qualification requirements.
Contact GENESEE CO-OP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. GENESEE CO-OP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GENESEE CO-OP has 4,556 members and a potential membership field of 47,500 people.
GENESEE CO-OP's net worth ratio is 22.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.8%, GENESEE CO-OP meets this threshold.
GENESEE CO-OP operates 1 branch location and has access to 1 ATMs. The main office is located at 395 GREGORY ST, ROCHESTER, NY 14620.
GENESEE CO-OP was established in 1981. It is a federal credit union chartered under charter number 23848. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GENESEE CO-OP. All financial data is for informational purposes only.