GENESEE VALLEY
Federal • GENESEO, New York • Est. 1974
Quick Facts
- Charter Number
- #21658
- Type
- Federal
- Established
- 1974
- Headquarters
- GENESEO, New York 14454
- Address
- 4621 MILLENNIUM DR
- Branches
- 4
- ATMs
- 4
- Members
- 9,486
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,486 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GENESEE VALLEY |
|---|---|
| Total Assets | $169.9M |
| Members | 9,486 |
| Loans Outstanding | $78.0M |
| Shares & Deposits | $141.4M |
| Net Worth | $27.5M |
| Net Worth Ratio | 16.17% |
| Loan-to-Share Ratio | 55.1% |
| Delinquency Rate | 0.11% |
| Net Income | +$4,397,586 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Geneseo Office
Main Office4621 Millennium Dr
Geneseo, NY 14454
Dansville Branch
184 Main St
Dansville, NY 14437
Warsaw Branch
445 N Main St
Warsaw, NY 14569-1020
SUNY Geneseo
1 college Cir
Geneseo, NY 14454-1401
Who Can Join GENESEE VALLEY?
Membership Type: Other/Unknown
Membership eligibility for GENESEE VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact GENESEE VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. GENESEE VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GENESEE VALLEY has 9,486 members and a potential membership field of 100,000 people.
GENESEE VALLEY's net worth ratio is 16.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.2%, GENESEE VALLEY meets this threshold.
GENESEE VALLEY operates 4 branch locations and has access to 4 ATMs. The main office is located at 4621 Millennium Dr, Geneseo, NY 14454.
GENESEE VALLEY was established in 1974. It is a federal credit union chartered under charter number 21658. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GENESEE VALLEY. All financial data is for informational purposes only.