GERBER
Federal • Fremont, Michigan • Est. 1950
Quick Facts
- Charter Number
- #6832
- Type
- Federal
- Established
- 1950
- Headquarters
- Fremont, Michigan 49412
- Address
- PO Box 116
- Branches
- 3
- ATMs
- 4
- Members
- 16,109
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,109 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GERBER |
|---|---|
| Total Assets | $251.0M |
| Members | 16,109 |
| Loans Outstanding | $140.6M |
| Shares & Deposits | $225.7M |
| Net Worth | $25.5M |
| Net Worth Ratio | 10.15% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.92% |
| Net Income | +$3,019,294 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 4 ATMs
Corporate Office
Main Office508 State St
Fremont, MI 49412
Main Street Branch
1004 W Main St
Fremont, MI 49412
Newaygo Branch
300 Adams St
Newaygo, MI 49337-8942
Who Can Join GERBER?
Membership Type: Community
Membership eligibility for GERBER may vary. Contact the credit union directly to confirm qualification requirements.
Contact GERBER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. GERBER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GERBER has 16,109 members and a potential membership field of 50,000 people.
GERBER's net worth ratio is 10.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, GERBER meets this threshold.
GERBER operates 3 branch locations and has access to 4 ATMs. The main office is located at 508 State St, Fremont, MI 49412.
GERBER was established in 1950. It is a federal credit union chartered under charter number 6832. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GERBER. All financial data is for informational purposes only.