GERBER
Federal • Fremont, Michigan • Est. 1950
Quick Facts
- Charter Number
- #6832
- Type
- Federal
- Established
- 1950
- Headquarters
- Fremont, Michigan 49412
- Address
- 508 State St
- Branches
- 3
- ATMs
- 4
- Members
- 16,105
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,105 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GERBER |
|---|---|
| Total Assets | $257.8M |
| Members | 16,105 |
| Loans Outstanding | $139.1M |
| Shares & Deposits | $231.4M |
| Net Worth | $25.7M |
| Net Worth Ratio | 9.98% |
| Loan-to-Share Ratio | 60.1% |
| Delinquency Rate | 0.69% |
| Net Income | +$246,650 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 4 ATMs
Corporate Office
Main Office508 State St
Fremont, MI 49412
Main Street Branch
1004 W Main St
Fremont, MI 49412
Newaygo Branch
300 Adams St
Newaygo, MI 49337-8942
Who Can Join GERBER?
Membership Type: Community
Membership eligibility for GERBER may vary. Contact the credit union directly to confirm qualification requirements.
Contact GERBER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
GERBER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GERBER has 16,105 members and a potential membership field of 50,000 people.
GERBER's reported net worth ratio is 9.98% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GERBER operates 3 branch locations and has access to 4 ATMs. The main office is located at 508 State St, Fremont, MI 49412.
GERBER was established in 1950. It is a federal credit union chartered under charter number 6832. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GERBER. All financial data is for informational purposes only.