GESA
State-Chartered • RICHLAND, Washington • Est. 1953
Quick Facts
- Charter Number
- #68278
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- RICHLAND, Washington 99352
- Address
- 51 GAGE BLVD
- Branches
- 44
- ATMs
- 45
- Members
- 315,416
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
315,416 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GESA |
|---|---|
| Total Assets | $6.5B |
| Members | 315,416 |
| Loans Outstanding | $5.1B |
| Shares & Deposits | $5.4B |
| Net Worth | $619.7M |
| Net Worth Ratio | 9.50% |
| Loan-to-Share Ratio | 94.4% |
| Delinquency Rate | 0.67% |
| Net Income | +$72,742,101 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
44 locations · 45 ATMs
Richland (Goethals)
825 Goethals Dr
Richland, WA 99352
Kennewick
100 N Huntington St
Kennewick, WA 99336
West Richland
4755 Paradise Dr
West Richland, WA 99353
Pasco (Sylvester)
2202 W Sylvester St
Pasco, WA 99301
Walla Walla (Tietan)
1603 Penny Ln
Walla Walla, WA 99362
Who Can Join GESA?
Membership Type: Community
Membership eligibility for GESA may vary. Contact the credit union directly to confirm qualification requirements.
Contact GESA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. GESA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GESA has 315,416 members and a potential membership field of 12,537,655 people.
GESA's net worth ratio is 9.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, GESA meets this threshold.
GESA operates 44 branch locations and has access to 45 ATMs. The main office is located at 51 Gage Blvd, Richland, WA 99352.
GESA was established in 1953. It is a state-chartered credit union chartered under charter number 68278. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GESA. All financial data is for informational purposes only.