GFA
Federal • Gardner, Massachusetts • Est. 1938
Quick Facts
- Charter Number
- #24279
- Type
- Federal
- Established
- 1938
- Headquarters
- Gardner, Massachusetts 01440-3703
- Address
- 229 Parker St
- Branches
- 7
- ATMs
- 10
- Members
- 33,415
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
33,415 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GFA |
|---|---|
| Total Assets | $760.6M |
| Members | 33,415 |
| Loans Outstanding | $510.2M |
| Shares & Deposits | $608.5M |
| Net Worth | $68.9M |
| Net Worth Ratio | 9.06% |
| Loan-to-Share Ratio | 83.8% |
| Delinquency Rate | 0.42% |
| Net Income | +$576,118 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 10 ATMs
Main Office - Parker Street Branch
Main Office229 Parker St
Gardner, MA 01440-3703
Pearson Boulevard Branch
67 Pearson Blvd
Gardner, MA 01440-3368
Hubbardston Branch
2 Gardner Rd
Hubbardston, MA 01452-1646
Winchendon Branch
185 Central St
Winchendon, MA 01475-1634
Rindge Branch
1448 Route 119
Rindge, NH 03461
Who Can Join GFA?
Membership Type: Occupational
Membership eligibility for GFA may vary. Contact the credit union directly to confirm qualification requirements.
Contact GFA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
GFA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GFA has 33,415 members and a potential membership field of 845,433 people.
GFA's reported net worth ratio is 9.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GFA operates 7 branch locations and has access to 10 ATMs. The main office is located at 229 Parker St, Gardner, MA 01440-3703.
GFA was established in 1938. It is a federal credit union chartered under charter number 24279. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GFA. All financial data is for informational purposes only.