GOLD COAST
Federal • PALM SPRINGS, Florida • Est. 1936
Quick Facts
- Charter Number
- #967
- Type
- Federal
- Established
- 1936
- Headquarters
- PALM SPRINGS, Florida 33406-7606
- Address
- 2226 S CONGRESS AVE
- Branches
- 4
- ATMs
- 5
- Members
- 19,688
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
19,688 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GOLD COAST |
|---|---|
| Total Assets | $262.7M |
| Members | 19,688 |
| Loans Outstanding | $114.3M |
| Shares & Deposits | $233.3M |
| Net Worth | $30.8M |
| Net Worth Ratio | 11.90% |
| Loan-to-Share Ratio | 49.0% |
| Delinquency Rate | 0.40% |
| Net Income | +$2,176,373 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Main Office
Main Office2226 S Congress Ave
Palm Springs, FL 33406-7606
Port St. Lucie
10570 S US Highway 1 Ste 100
Port Saint Lucie, FL 34952-5606
Belle Glade
145 N Main St Ste 103
Belle Glade, FL 33430-2644
Royal Palm Beach
10469 Southern Blvd
Royal Palm Beach, FL 33411-4340
Who Can Join GOLD COAST?
Membership Type: Community
Membership eligibility for GOLD COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact GOLD COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. GOLD COAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GOLD COAST has 19,688 members and a potential membership field of 572,232 people.
GOLD COAST's net worth ratio is 11.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, GOLD COAST meets this threshold.
GOLD COAST operates 4 branch locations and has access to 5 ATMs. The main office is located at 2226 S Congress Ave, Palm Springs, FL 33406-7606.
GOLD COAST was established in 1936. It is a federal credit union chartered under charter number 967. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GOLD COAST. All financial data is for informational purposes only.