G.P.O.
Federal • NEW HARTFORD, New York • Est. 1978
Quick Facts
- Charter Number
- #22931
- Type
- Federal
- Established
- 1978
- Headquarters
- NEW HARTFORD, New York 13413
- Address
- 4311 MIDDLE SETTLEMENT RD
- Branches
- 9
- ATMs
- 8
- Members
- 42,772
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
42,772 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | G.P.O. |
|---|---|
| Total Assets | $608.2M |
| Members | 42,772 |
| Loans Outstanding | $319.3M |
| Shares & Deposits | $533.9M |
| Net Worth | $70.2M |
| Net Worth Ratio | 11.54% |
| Loan-to-Share Ratio | 59.8% |
| Delinquency Rate | 0.47% |
| Net Income | +$9,513,076 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
GPO Federal Credit Union
3 Central Plz
Ilion, NY 13357-1701
GPO Federal Credit Union
39 N Main St
Dolgeville, NY 13329-1338
GPO Federal Credit Union
1000 Oneida Plaza Dr
Oneida, NY 13421-2672
GPO Federal Credit Union
2711 Genesee St
Utica, NY 13501
GPO Federal Credit Union
8585 State Route 28
Barneveld, NY 13304
Who Can Join G.P.O.?
Membership Type: Community
Membership eligibility for G.P.O. may vary. Contact the credit union directly to confirm qualification requirements.
Contact G.P.O. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. G.P.O. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, G.P.O. has 42,772 members and a potential membership field of 522,683 people.
G.P.O.'s net worth ratio is 11.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, G.P.O. meets this threshold.
G.P.O. operates 9 branch locations and has access to 8 ATMs. The main office is located at 4311 Middle Settlement Rd, New Hartford, NY 13413.
G.P.O. was established in 1978. It is a federal credit union chartered under charter number 22931. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or G.P.O.. All financial data is for informational purposes only.