GRACO
Federal • Alma, Michigan • Est. 1962
Quick Facts
- Charter Number
- #15304
- Type
- Federal
- Established
- 1962
- Headquarters
- Alma, Michigan 48801-1147
- Address
- 835 W Warwick Dr
- Branches
- 1
- ATMs
- 1
- Members
- 3,377
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,377 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRACO |
|---|---|
| Total Assets | $37.6M |
| Members | 3,377 |
| Loans Outstanding | $15.7M |
| Shares & Deposits | $33.7M |
| Net Worth | $3.6M |
| Net Worth Ratio | 9.52% |
| Loan-to-Share Ratio | 46.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
GraCo FCU
Main Office835 W Warwick Dr
Alma, MI 48801-1147
Who Can Join GRACO?
Membership Type: Other/Unknown
Membership eligibility for GRACO may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRACO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
GRACO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GRACO has 3,377 members and a potential membership field of 50,000 people.
GRACO's reported net worth ratio is 9.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GRACO operates 1 branch location and has access to 1 ATMs. The main office is located at 835 W Warwick Dr, Alma, MI 48801-1147.
GRACO was established in 1962. It is a federal credit union chartered under charter number 15304. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GRACO. All financial data is for informational purposes only.