GRANCO
Federal • Ephrata, Washington • Est. 1956
Quick Facts
- Charter Number
- #10904
- Type
- Federal
- Established
- 1956
- Headquarters
- Ephrata, Washington 98823
- Address
- PO Box 127
- Branches
- 2
- ATMs
- 2
- Members
- 5,039
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,039 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRANCO |
|---|---|
| Total Assets | $94.8M |
| Members | 5,039 |
| Loans Outstanding | $52.8M |
| Shares & Deposits | $83.6M |
| Net Worth | $11.5M |
| Net Worth Ratio | 12.17% |
| Loan-to-Share Ratio | 63.2% |
| Delinquency Rate | 0.67% |
| Net Income | +$1,361,943 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office217 Alder St SW
Ephrata, WA 98823
Moses Lake Branch
401 E 5th Ave
Moses Lake, WA 98837
Who Can Join GRANCO?
Membership Type: Community
Membership eligibility for GRANCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRANCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. GRANCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GRANCO has 5,039 members and a potential membership field of 10,300 people.
GRANCO's net worth ratio is 12.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, GRANCO meets this threshold.
GRANCO operates 2 branch locations and has access to 2 ATMs. The main office is located at 217 Alder St SW, Ephrata, WA 98823.
GRANCO was established in 1956. It is a federal credit union chartered under charter number 10904. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GRANCO. All financial data is for informational purposes only.