GRAND TRUNK BATTLE CREEK EMP
Federal • BATTLE CREEK, Michigan • Est. 1945
Quick Facts
- Charter Number
- #5170
- Type
- Federal
- Established
- 1945
- Headquarters
- BATTLE CREEK, Michigan 49014
- Address
- 1275 RAYMOND RD N
- Branches
- 1
- ATMs
- 2
- Members
- 2,511
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
2,511 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRAND TRUNK BATTLE CREEK EMP |
|---|---|
| Total Assets | $38.9M |
| Members | 2,511 |
| Loans Outstanding | $14.9M |
| Shares & Deposits | $30.5M |
| Net Worth | $8.0M |
| Net Worth Ratio | 20.49% |
| Loan-to-Share Ratio | 48.7% |
| Delinquency Rate | 1.84% |
| Net Income | +$721,719 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
Main Office
Main Office1275 Raymond Rd N
Battle Creek, MI 49014
Who Can Join GRAND TRUNK BATTLE CREEK EMP?
Membership Type: Community
Membership eligibility for GRAND TRUNK BATTLE CREEK EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRAND TRUNK BATTLE CREEK EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. GRAND TRUNK BATTLE CREEK EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GRAND TRUNK BATTLE CREEK EMP has 2,511 members and a potential membership field of 5,000 people.
GRAND TRUNK BATTLE CREEK EMP's net worth ratio is 20.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.5%, GRAND TRUNK BATTLE CREEK EMP meets this threshold.
GRAND TRUNK BATTLE CREEK EMP operates 1 branch location and has access to 2 ATMs. The main office is located at 1275 Raymond Rd N, Battle Creek, MI 49014.
GRAND TRUNK BATTLE CREEK EMP was established in 1945. It is a federal credit union chartered under charter number 5170. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GRAND TRUNK BATTLE CREEK EMP. All financial data is for informational purposes only.