GRANITE STATE
State-Chartered • Manchester, New Hampshire • Est. 1945
Quick Facts
- Charter Number
- #63272
- Type
- State-Chartered
- Established
- 1945
- Headquarters
- Manchester, New Hampshire 03101-1325
- Address
- 1415 Elm St
- Branches
- 10
- Members
- 53,516
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
53,516 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRANITE STATE |
|---|---|
| Total Assets | $754.0M |
| Members | 53,516 |
| Loans Outstanding | $520.3M |
| Shares & Deposits | $676.8M |
| Net Worth | $72.0M |
| Net Worth Ratio | 9.55% |
| Loan-to-Share Ratio | 76.9% |
| Delinquency Rate | 0.49% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations
Administration
Main Office1415 Elm St
Manchester, NH 03101-1325
Manchester Branch
1415 Elm St
Manchester, NH 03101-1325
Candia Branch
145 Raymond Rd
Candia, NH 03034
Amherst Branch
132 State Route 101A
Amherst, NH 03031
Concord Branch
311 Sheep Davis Rd
Concord, NH 03301-5747
Who Can Join GRANITE STATE?
Membership Type: Community
Membership eligibility for GRANITE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRANITE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Hampshire
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Hampshire RankingsFrequently Asked Questions
GRANITE STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GRANITE STATE has 53,516 members and a potential membership field of 175,000 people.
GRANITE STATE's reported net worth ratio is 9.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GRANITE STATE operates 10 branch locations. The main office is located at 1415 Elm St, Manchester, NH 03101-1325.
GRANITE STATE was established in 1945. It is a state-chartered credit union chartered under charter number 63272. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GRANITE STATE. All financial data is for informational purposes only.