GREAT LAKES
Federal • Bay City, Michigan • Est. 1963
Quick Facts
- Charter Number
- #24874
- Type
- Federal
- Established
- 1963
- Headquarters
- Bay City, Michigan 48708-5712
- Address
- 415 Washington Ave
- Branches
- 4
- Members
- 4,437
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,437 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GREAT LAKES |
|---|---|
| Total Assets | $60.1M |
| Members | 4,437 |
| Loans Outstanding | $24.9M |
| Shares & Deposits | $50.2M |
| Net Worth | $7.1M |
| Net Worth Ratio | 11.89% |
| Loan-to-Share Ratio | 49.6% |
| Delinquency Rate | 0.05% |
| Net Income | $-14,922 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Great Lake FCU
Main Office415 Washington Ave
Bay City, MI 48708-5712
Great Lakes FCU
1002 W Indiana St
Bay City, MI 48706-4200
Great Lakes FCU
9315 Tiffany Blvd
Birch Run, MI 48415-9442
CU Answers
6000 28th St SE Ste 100
Grand Rapids, MI 49546
Who Can Join GREAT LAKES?
Membership Type: Other/Unknown
Membership eligibility for GREAT LAKES may vary. Contact the credit union directly to confirm qualification requirements.
Contact GREAT LAKES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
GREAT LAKES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GREAT LAKES has 4,437 members and a potential membership field of 290,887 people.
GREAT LAKES's reported net worth ratio is 11.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GREAT LAKES operates 4 branch locations. The main office is located at 415 Washington Ave, Bay City, MI 48708-5712.
GREAT LAKES was established in 1963. It is a federal credit union chartered under charter number 24874. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GREAT LAKES. All financial data is for informational purposes only.