GUARDIAN
State-Chartered • Prattville, Alabama • Est. 1958
Quick Facts
- Charter Number
- #68374
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Prattville, Alabama 36066
- Address
- 1 Guardian Way
- Branches
- 17
- ATMs
- 16
- Members
- 94,635
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
94,635 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GUARDIAN |
|---|---|
| Total Assets | $1.2B |
| Members | 94,635 |
| Loans Outstanding | $934.9M |
| Shares & Deposits | $1.0B |
| Net Worth | $116.4M |
| Net Worth Ratio | 9.57% |
| Loan-to-Share Ratio | 92.1% |
| Delinquency Rate | 1.25% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 16 ATMs
Federal
1789 Cong W L Dickinson Dr
Montgomery, AL 36109-2601
Prattville 14
102 Interstate Ct
Prattville, AL 36066-7363
418 Madison
418 Madison Ave
Montgomery, AL 36104
Eastdale
3380 Eastdale Cir
Montgomery, AL 36117
Cobbs Ford
1794 E Main St
Prattville, AL 36066-5582
Who Can Join GUARDIAN?
Membership Type: Community
Membership eligibility for GUARDIAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact GUARDIAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
GUARDIAN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GUARDIAN has 94,635 members and a potential membership field of 964,255 people.
GUARDIAN's reported net worth ratio is 9.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GUARDIAN operates 17 branch locations and has access to 16 ATMs. The main office is located at 1 Guardian Way, Prattville, AL 36066.
GUARDIAN was established in 1958. It is a state-chartered credit union chartered under charter number 68374. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GUARDIAN. All financial data is for informational purposes only.