GUARDIAN
State-Chartered • Oak Creek, Wisconsin • Est. 1934
Quick Facts
- Charter Number
- #66638
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Oak Creek, Wisconsin 53154
- Address
- 7801 S Howell Ave
- Branches
- 7
- ATMs
- 6
- Members
- 25,427
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
25,427 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GUARDIAN |
|---|---|
| Total Assets | $285.8M |
| Members | 25,427 |
| Loans Outstanding | $167.2M |
| Shares & Deposits | $252.2M |
| Net Worth | $30.8M |
| Net Worth Ratio | 10.78% |
| Loan-to-Share Ratio | 66.3% |
| Delinquency Rate | 0.51% |
| Net Income | +$2,803,540 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Guardian Credit Union-West Milwaukee Office
4501 W Greenfield Ave
West Milwaukee, WI 53214
Guardian Credit Union-West Allis Office
11220 W Oklahoma Ave
West Allis, WI 53227
Guardian Credit Union-Oak Creek Office
Main Office7801 S Howell Ave
Oak Creek, WI 53154
Guardian Credit Union-Menomonee Falls Office
W186N9559 Bancroft Dr
Menomonee Falls, WI 53051-8009
Guardian Credit Union-South Milwaukee Office
1025 Milwaukee Ave
South Milwaukee, WI 53172
Who Can Join GUARDIAN?
Membership Type: Community
Membership eligibility for GUARDIAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact GUARDIAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. GUARDIAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GUARDIAN has 25,427 members and a potential membership field of 1,000,000 people.
GUARDIAN's net worth ratio is 10.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, GUARDIAN meets this threshold.
GUARDIAN operates 7 branch locations and has access to 6 ATMs. The main office is located at 7801 S Howell Ave, Oak Creek, WI 53154.
GUARDIAN was established in 1934. It is a state-chartered credit union chartered under charter number 66638. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GUARDIAN. All financial data is for informational purposes only.