GUARDIANS
State-Chartered • West Palm Beach, Florida • Est. 1991
Quick Facts
- Charter Number
- #67521
- Type
- State-Chartered
- Established
- 1991
- Headquarters
- West Palm Beach, Florida 33406
- Address
- 3469 Summit Blvd
- Branches
- 6
- ATMs
- 2
- Members
- 36,283
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
36,283 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GUARDIANS |
|---|---|
| Total Assets | $309.5M |
| Members | 36,283 |
| Loans Outstanding | $211.6M |
| Shares & Deposits | $256.1M |
| Net Worth | $45.0M |
| Net Worth Ratio | 14.53% |
| Loan-to-Share Ratio | 82.7% |
| Delinquency Rate | 0.15% |
| Net Income | +$340,436 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 2 ATMs
Main Office
Main Office3469 Summit Blvd
West Palm Beach, FL 33406
Boynton Beach
1301 N Congress Ave
Boynton Beach, FL 33426
Ft Pierce
4009 Okeechobee Rd
Fort Pierce, FL 34947-4563
Central Palm Beach
8993 Okeechobee Blvd
West Palm Beach, FL 33411
South Florida FCU Main Branch
1902 NW 14th Ave
Miami, FL 33125-1658
Who Can Join GUARDIANS?
Membership Type: Community
Membership eligibility for GUARDIANS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GUARDIANS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
GUARDIANS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GUARDIANS has 36,283 members and a potential membership field of 2,144,447 people.
GUARDIANS's reported net worth ratio is 14.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GUARDIANS operates 6 branch locations and has access to 2 ATMs. The main office is located at 3469 Summit Blvd, West Palm Beach, FL 33406.
GUARDIANS was established in 1991. It is a state-chartered credit union chartered under charter number 67521. The institution has been serving members for 35 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GUARDIANS. All financial data is for informational purposes only.