GULF COAST
Federal • MOBILE, Alabama • Est. 1951
Quick Facts
- Charter Number
- #7520
- Type
- Federal
- Established
- 1951
- Headquarters
- MOBILE, Alabama 36604
- Address
- 1001 SPRINGHILL AVE
- Branches
- 3
- ATMs
- 2
- Members
- 4,991
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,991 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF COAST |
|---|---|
| Total Assets | $42.9M |
| Members | 4,991 |
| Loans Outstanding | $18.9M |
| Shares & Deposits | $40.1M |
| Net Worth | $2.8M |
| Net Worth Ratio | 6.62% |
| Loan-to-Share Ratio | 47.0% |
| Delinquency Rate | 2.54% |
| Net Income | $-312,915 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Main Office-1001 Springhill
Main Office1001 Spring Hill Ave
Mobile, AL 36604-2713
Branch-4313 Downtowner
4313 Downtowner Loop S
Mobile, AL 36609
Theodore-5808 Hwy. 90
5808 Highway 90 Ste F
Theodore, AL 36582-1698
Who Can Join GULF COAST?
Membership Type: Other/Unknown
Membership eligibility for GULF COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. GULF COAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GULF COAST has 4,991 members and a potential membership field of 412,339 people.
GULF COAST's net worth ratio is 6.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
GULF COAST operates 3 branch locations and has access to 2 ATMs. The main office is located at 1001 Spring Hill Ave, Mobile, AL 36604-2713.
GULF COAST was established in 1951. It is a federal credit union chartered under charter number 7520. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GULF COAST. All financial data is for informational purposes only.