GULF COAST
Federal • Mobile, Alabama • Est. 1951
Quick Facts
- Charter Number
- #7520
- Type
- Federal
- Established
- 1951
- Headquarters
- Mobile, Alabama 36604-2713
- Address
- 1001 Spring Hill Ave
- Branches
- 3
- ATMs
- 2
- Members
- 4,792
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,792 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF COAST |
|---|---|
| Total Assets | $44.1M |
| Members | 4,792 |
| Loans Outstanding | $18.4M |
| Shares & Deposits | $41.3M |
| Net Worth | $2.7M |
| Net Worth Ratio | 6.12% |
| Loan-to-Share Ratio | 44.6% |
| Delinquency Rate | 2.75% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main Office-1001 Springhill
Main Office1001 Spring Hill Ave
Mobile, AL 36604-2713
Branch-4313 Downtowner
4313 Downtowner Loop S
Mobile, AL 36609
Theodore-5808 Hwy. 90
5808 Highway 90 Ste F
Theodore, AL 36582-1698
Who Can Join GULF COAST?
Membership Type: Other/Unknown
Membership eligibility for GULF COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
GULF COAST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GULF COAST has 4,792 members and a potential membership field of 412,339 people.
GULF COAST's reported net worth ratio is 6.12% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GULF COAST operates 3 branch locations and has access to 2 ATMs. The main office is located at 1001 Spring Hill Ave, Mobile, AL 36604-2713.
GULF COAST was established in 1951. It is a federal credit union chartered under charter number 7520. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GULF COAST. All financial data is for informational purposes only.