GULF COAST COMMUNITY
Federal • GULFPORT, Mississippi • Est. 1935
Quick Facts
- Charter Number
- #242
- Type
- Federal
- Established
- 1935
- Headquarters
- GULFPORT, Mississippi 39503
- Address
- 12364 HIGHWAY 49
- Branches
- 4
- ATMs
- 4
- Members
- 12,079
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
12,079 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF COAST COMMUNITY |
|---|---|
| Total Assets | $126.3M |
| Members | 12,079 |
| Loans Outstanding | $80.3M |
| Shares & Deposits | $101.9M |
| Net Worth | $21.9M |
| Net Worth Ratio | 17.36% |
| Loan-to-Share Ratio | 78.8% |
| Delinquency Rate | 1.79% |
| Net Income | +$1,096,330 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Main Office
Main Office12364 Highway 49
Gulfport, MS 39503
Bay St Louis Branch
295 Highway 90 Ste 27
Bay St Louis, MS 39520-3600
Downtown Office
2120 25th Ave
Gulfport, MS 39501-4518
D'Iberville Branch
11522 Cinema Drive
DIberville, MS 39540
Who Can Join GULF COAST COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for GULF COAST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF COAST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. GULF COAST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GULF COAST COMMUNITY has 12,079 members and a potential membership field of 426,793 people.
GULF COAST COMMUNITY's net worth ratio is 17.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, GULF COAST COMMUNITY meets this threshold.
GULF COAST COMMUNITY operates 4 branch locations and has access to 4 ATMs. The main office is located at 12364 Highway 49, Gulfport, MS 39503.
GULF COAST COMMUNITY was established in 1935. It is a federal credit union chartered under charter number 242. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GULF COAST COMMUNITY. All financial data is for informational purposes only.