GULF TRUST
Federal • PASCAGOULA, Mississippi • Est. 1972
Quick Facts
- Charter Number
- #24908
- Type
- Federal
- Established
- 1972
- Headquarters
- PASCAGOULA, Mississippi 39567
- Address
- 2533 DENNY AVE
- Branches
- 1
- ATMs
- 1
- Members
- 2,739
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,739 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF TRUST |
|---|---|
| Total Assets | $25.6M |
| Members | 2,739 |
| Loans Outstanding | $17.5M |
| Shares & Deposits | $20.2M |
| Net Worth | $5.4M |
| Net Worth Ratio | 21.12% |
| Loan-to-Share Ratio | 87.0% |
| Delinquency Rate | 0.99% |
| Net Income | +$331,342 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Gulf Trust Federal Credit Union
Main Office2533 Denny Ave
Pascagoula, MS 39567
Who Can Join GULF TRUST?
Membership Type: Community
Membership eligibility for GULF TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. GULF TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GULF TRUST has 2,739 members and a potential membership field of 31,000 people.
GULF TRUST's net worth ratio is 21.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.1%, GULF TRUST meets this threshold.
GULF TRUST operates 1 branch location and has access to 1 ATMs. The main office is located at 2533 Denny Ave, Pascagoula, MS 39567.
GULF TRUST was established in 1972. It is a federal credit union chartered under charter number 24908. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GULF TRUST. All financial data is for informational purposes only.