GULF WINDS
State-Chartered • Pensacola, Florida • Est. 1954
Quick Facts
- Charter Number
- #68694
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Pensacola, Florida 32534-3145
- Address
- 220 E Nine Mile Rd
- Branches
- 13
- ATMs
- 10
- Members
- 74,184
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
74,184 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF WINDS |
|---|---|
| Total Assets | $1.3B |
| Members | 74,184 |
| Loans Outstanding | $920.1M |
| Shares & Deposits | $1.2B |
| Net Worth | $132.0M |
| Net Worth Ratio | 9.93% |
| Loan-to-Share Ratio | 77.3% |
| Delinquency Rate | 0.53% |
| Net Income | +$1,232,582 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 10 ATMs
Nine Mile Branch
220 E Nine Mile Rd
Pensacola, FL 32534
Atmore Branch
201 S Main St
Atmore, AL 36502-2447
Blue Angel Branch
5996 N Blue Angel Pkwy
Pensacola, FL 32526-1612
Creighton Branch
1444 Creighton Rd
Pensacola, FL 32504
Gulf Breeze Branch
1300 Shoreline Dr
Gulf Breeze, FL 32561
Who Can Join GULF WINDS?
Membership Type: Community
Membership eligibility for GULF WINDS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF WINDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
GULF WINDS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GULF WINDS has 74,184 members and a potential membership field of 6,356,579 people.
GULF WINDS's reported net worth ratio is 9.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GULF WINDS operates 13 branch locations and has access to 10 ATMs. The main office is located at 220 E Nine Mile Rd, Pensacola, FL 32534-3145.
GULF WINDS was established in 1954. It is a state-chartered credit union chartered under charter number 68694. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GULF WINDS. All financial data is for informational purposes only.