HAMAKUA
Federal • Pepeekeo, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #2280
- Type
- Federal
- Established
- 1937
- Headquarters
- Pepeekeo, Hawaii 96783
- Address
- P.O. Box 848
- Branches
- 1
- Members
- 1,783
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,783 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAMAKUA |
|---|---|
| Total Assets | $21.3M |
| Members | 1,783 |
| Loans Outstanding | $9.6M |
| Shares & Deposits | $17.9M |
| Net Worth | $3.2M |
| Net Worth Ratio | 15.20% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 2.80% |
| Net Income | +$379,773 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office28-490 Kaakepa Street
Pepeekeo, HI 96783
Who Can Join HAMAKUA?
Membership Type: Other/Unknown
Membership eligibility for HAMAKUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAMAKUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. HAMAKUA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAMAKUA has 1,783 members and a potential membership field of 209,790 people.
HAMAKUA's net worth ratio is 15.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, HAMAKUA meets this threshold.
HAMAKUA operates 1 branch location. The main office is located at 28-490 Kaakepa Street, Pepeekeo, HI 96783.
HAMAKUA was established in 1937. It is a federal credit union chartered under charter number 2280. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAMAKUA. All financial data is for informational purposes only.