HAMAKUA
Federal • Pepeekeo, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #2280
- Type
- Federal
- Established
- 1937
- Headquarters
- Pepeekeo, Hawaii 96783
- Address
- 28-490 Kaakepa Street
- Branches
- 1
- Members
- 1,784
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,784 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAMAKUA |
|---|---|
| Total Assets | $21.9M |
| Members | 1,784 |
| Loans Outstanding | $9.4M |
| Shares & Deposits | $18.4M |
| Net Worth | $3.3M |
| Net Worth Ratio | 15.30% |
| Loan-to-Share Ratio | 51.3% |
| Delinquency Rate | 0.89% |
| Net Income | +$112,504 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Office
Main Office28-490 Kaakepa Street
Pepeekeo, HI 96783
Who Can Join HAMAKUA?
Membership Type: Other/Unknown
Membership eligibility for HAMAKUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAMAKUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
HAMAKUA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HAMAKUA has 1,784 members and a potential membership field of 209,790 people.
HAMAKUA's reported net worth ratio is 15.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HAMAKUA operates 1 branch location. The main office is located at 28-490 Kaakepa Street, Pepeekeo, HI 96783.
HAMAKUA was established in 1937. It is a federal credit union chartered under charter number 2280. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HAMAKUA. All financial data is for informational purposes only.