HAMPTON ROADS EDUC CREDIT UNION INC
State-Chartered • HAMPTON, Virginia • Est. 1954
Quick Facts
- Charter Number
- #66913
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- HAMPTON, Virginia 23666
- Address
- 2130 CUNNINGHAM DR
- Branches
- 3
- ATMs
- 1
- Members
- 4,536
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,536 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAMPTON ROADS EDUC CREDIT UNION INC |
|---|---|
| Total Assets | $45.8M |
| Members | 4,536 |
| Loans Outstanding | $17.7M |
| Shares & Deposits | $40.8M |
| Net Worth | $3.9M |
| Net Worth Ratio | 8.41% |
| Loan-to-Share Ratio | 43.4% |
| Delinquency Rate | 1.17% |
| Net Income | +$552,862 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Hampton Roads Educators' Credit Union
Main Office2130 Cunningham Dr
Hampton, VA 23666
Commercial Business Systems
105 E Walnut St
Goldsboro, NC 27530-3648
Newport News Municipal Municipal Credit Union
502 Operations Dr
Newport News, VA 23602
Who Can Join HAMPTON ROADS EDUC CREDIT UNION INC?
Membership Type: Community
Membership eligibility for HAMPTON ROADS EDUC CREDIT UNION INC may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAMPTON ROADS EDUC CREDIT UNION INC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. HAMPTON ROADS EDUC CREDIT UNION INC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAMPTON ROADS EDUC CREDIT UNION INC has 4,536 members and a potential membership field of 7,211 people.
HAMPTON ROADS EDUC CREDIT UNION INC's net worth ratio is 8.41% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, HAMPTON ROADS EDUC CREDIT UNION INC meets this threshold.
HAMPTON ROADS EDUC CREDIT UNION INC operates 3 branch locations and has access to 1 ATMs. The main office is located at 2130 Cunningham Dr, Hampton, VA 23666.
HAMPTON ROADS EDUC CREDIT UNION INC was established in 1954. It is a state-chartered credit union chartered under charter number 66913. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAMPTON ROADS EDUC CREDIT UNION INC. All financial data is for informational purposes only.