HARBORLIGHT
State-Chartered • Whitehall, Michigan • Est. 1954
Quick Facts
- Charter Number
- #62066
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Whitehall, Michigan 49461
- Address
- 2151 Cogswell Dr
- Branches
- 2
- ATMs
- 2
- Members
- 11,537
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,537 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARBORLIGHT |
|---|---|
| Total Assets | $169.3M |
| Members | 11,537 |
| Loans Outstanding | $108.3M |
| Shares & Deposits | $148.9M |
| Net Worth | $18.7M |
| Net Worth Ratio | 11.05% |
| Loan-to-Share Ratio | 72.7% |
| Delinquency Rate | 0.17% |
| Net Income | +$350,772 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
HarborLight CU
Main Office2151 Cogswell Dr
Whitehall, MI 49461
HarborLIght CU 003
2710 Holton Whitehall Road
Whitehall, MI 49461
Who Can Join HARBORLIGHT?
Membership Type: Community
Membership eligibility for HARBORLIGHT may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARBORLIGHT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
HARBORLIGHT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HARBORLIGHT has 11,537 members and a potential membership field of 10,127,884 people.
HARBORLIGHT's reported net worth ratio is 11.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HARBORLIGHT operates 2 branch locations and has access to 2 ATMs. The main office is located at 2151 Cogswell Dr, Whitehall, MI 49461.
HARBORLIGHT was established in 1954. It is a state-chartered credit union chartered under charter number 62066. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HARBORLIGHT. All financial data is for informational purposes only.