HARBORSTONE
State-Chartered • Lakewood, Washington • Est. 1955
Quick Facts
- Charter Number
- #66399
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Lakewood, Washington 98499-1510
- Address
- 9611 Gravelly Lake Dr Sw
- Branches
- 32
- ATMs
- 28
- Members
- 120,361
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
120,361 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARBORSTONE |
|---|---|
| Total Assets | $3.0B |
| Members | 120,361 |
| Loans Outstanding | $2.3B |
| Shares & Deposits | $2.6B |
| Net Worth | $292.4M |
| Net Worth Ratio | 9.60% |
| Loan-to-Share Ratio | 89.3% |
| Delinquency Rate | 0.80% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
32 locations · 28 ATMs
Administrative Office
Main Office9611 Gravelly Lake Dr Sw
Lakewood, WA 98499-1510
74th Street Branch
7220 Tacoma Mall Blvd
Tacoma, WA 98409
Bonney Lake Branch
20608 State Route 410 E
Bonney Lake, WA 98391-8366
Center Street Branch
4720 Center St
Tacoma, WA 98409-2318
Gig Harbor
4811 Borgen Blvd
Gig Harbor, WA 98332-6826
Who Can Join HARBORSTONE?
Membership Type: Community
Membership eligibility for HARBORSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARBORSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
HARBORSTONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HARBORSTONE has 120,361 members and a potential membership field of 1,574,402 people.
HARBORSTONE's reported net worth ratio is 9.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HARBORSTONE operates 32 branch locations and has access to 28 ATMs. The main office is located at 9611 Gravelly Lake Dr Sw, Lakewood, WA 98499-1510.
HARBORSTONE was established in 1955. It is a state-chartered credit union chartered under charter number 66399. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HARBORSTONE. All financial data is for informational purposes only.