HARBORSTONE
State-Chartered • TACOMA, Washington • Est. 1955
Quick Facts
- Charter Number
- #66399
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- TACOMA, Washington 98438
- Address
- PO BOX 4207
- Branches
- 32
- ATMs
- 28
- Members
- 119,906
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
119,906 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARBORSTONE |
|---|---|
| Total Assets | $3.1B |
| Members | 119,906 |
| Loans Outstanding | $2.3B |
| Shares & Deposits | $2.6B |
| Net Worth | $292.0M |
| Net Worth Ratio | 9.50% |
| Loan-to-Share Ratio | 89.5% |
| Delinquency Rate | 1.04% |
| Net Income | +$36,532,258 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
32 locations · 28 ATMs
Administrative Office
Main Office9611 Gravelly Lake Dr Sw
Lakewood, WA 98499-1510
74th Street Branch
7220 Tacoma Mall Blvd
Tacoma, WA 98409
Bonney Lake Branch
20608 State Route 410 E
Bonney Lake, WA 98391-8366
Center Street Branch
4720 Center St
Tacoma, WA 98409-2318
Gig Harbor
4811 Borgen Blvd
Gig Harbor, WA 98332-6826
Who Can Join HARBORSTONE?
Membership Type: Community
Membership eligibility for HARBORSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARBORSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. HARBORSTONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HARBORSTONE has 119,906 members and a potential membership field of 1,574,402 people.
HARBORSTONE's net worth ratio is 9.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, HARBORSTONE meets this threshold.
HARBORSTONE operates 32 branch locations and has access to 28 ATMs. The main office is located at 9611 Gravelly Lake Dr Sw, Lakewood, WA 98499-1510.
HARBORSTONE was established in 1955. It is a state-chartered credit union chartered under charter number 66399. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HARBORSTONE. All financial data is for informational purposes only.