HARVARD
Federal • Cambridge, Massachusetts • Est. 1939
Quick Facts
- Charter Number
- #24959
- Type
- Federal
- Established
- 1939
- Headquarters
- Cambridge, Massachusetts 02138-5019
- Address
- 104 Mount Auburn St Ste4
- Branches
- 6
- ATMs
- 4
- Members
- 58,391
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
58,391 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARVARD |
|---|---|
| Total Assets | $1.2B |
| Members | 58,391 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $918.1M |
| Net Worth | $107.2M |
| Net Worth Ratio | 8.69% |
| Loan-to-Share Ratio | 112.0% |
| Delinquency Rate | 0.79% |
| Net Income | +$6,491,213 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 4 ATMs
104 Mt Auburn
Main Office104 Mount Auburn St Ste 4
Cambridge, MA 02138-5019
MGH
55 Fruit St
Boston, MA 02114-2621
Charlestown Navy Yard
149 13th St
Charlestown, MA 02129-2020
Harvard Square Branch
104 Mount Auburn St Ste 1
Cambridge, MA 02138-5019
Partners' Health
399 Revolution Dr Rm 3E30
Somerville, MA 02145-1484
Who Can Join HARVARD?
Membership Type: Community
Membership eligibility for HARVARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARVARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. HARVARD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HARVARD has 58,391 members and a potential membership field of 500,000 people.
HARVARD's net worth ratio is 8.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, HARVARD meets this threshold.
HARVARD operates 6 branch locations and has access to 4 ATMs. The main office is located at 104 Mount Auburn St Ste 4, Cambridge, MA 02138-5019.
HARVARD was established in 1939. It is a federal credit union chartered under charter number 24959. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HARVARD. All financial data is for informational purposes only.