HARVARD
Federal • Cambridge, Massachusetts • Est. 1939
Quick Facts
- Charter Number
- #24959
- Type
- Federal
- Established
- 1939
- Headquarters
- Cambridge, Massachusetts 02138-5019
- Address
- 104 Mount Auburn St Ste 4
- Branches
- 6
- ATMs
- 4
- Members
- 58,845
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
58,845 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HARVARD |
|---|---|
| Total Assets | $1.2B |
| Members | 58,845 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $922.3M |
| Net Worth | $107.9M |
| Net Worth Ratio | 8.64% |
| Loan-to-Share Ratio | 113.3% |
| Delinquency Rate | 0.83% |
| Net Income | +$725,441 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 4 ATMs
104 Mt Auburn
Main Office104 Mount Auburn St Ste 4
Cambridge, MA 02138-5019
MGH
55 Fruit St
Boston, MA 02114-2621
Charlestown Navy Yard
149 13th St
Charlestown, MA 02129-2020
Harvard Square Branch
104 Mount Auburn St Ste 1
Cambridge, MA 02138-5019
Partners' Health
399 Revolution Dr Rm 3E30
Somerville, MA 02145-1484
Who Can Join HARVARD?
Membership Type: Community
Membership eligibility for HARVARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact HARVARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
HARVARD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HARVARD has 58,845 members and a potential membership field of 500,000 people.
HARVARD's reported net worth ratio is 8.64% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HARVARD operates 6 branch locations and has access to 4 ATMs. The main office is located at 104 Mount Auburn St Ste 4, Cambridge, MA 02138-5019.
HARVARD was established in 1939. It is a federal credit union chartered under charter number 24959. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HARVARD. All financial data is for informational purposes only.