HAWAII CENTRAL
Federal • Honolulu, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #24839
- Type
- Federal
- Established
- 1937
- Headquarters
- Honolulu, Hawaii 96813-3016
- Address
- 681 S King St
- Branches
- 3
- Members
- 16,339
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,339 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAWAII CENTRAL |
|---|---|
| Total Assets | $299.8M |
| Members | 16,339 |
| Loans Outstanding | $178.5M |
| Shares & Deposits | $276.4M |
| Net Worth | $29.7M |
| Net Worth Ratio | 9.91% |
| Loan-to-Share Ratio | 64.6% |
| Delinquency Rate | 1.29% |
| Net Income | +$2,007,564 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Hawaii Central Federal Credit Union
Main Office681 S King St
Honolulu, HI 96813-3016
First Hawaiian Bank
999 Bishop St
Honolulu, HI 96813-4423
Harkness Branch
1301 Punchbowl St
Honolulu, HI 96813-2402
Who Can Join HAWAII CENTRAL?
Membership Type: Other/Unknown
Membership eligibility for HAWAII CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAWAII CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. HAWAII CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAWAII CENTRAL has 16,339 members and a potential membership field of 1,016,508 people.
HAWAII CENTRAL's net worth ratio is 9.91% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, HAWAII CENTRAL meets this threshold.
HAWAII CENTRAL operates 3 branch locations. The main office is located at 681 S King St, Honolulu, HI 96813-3016.
HAWAII CENTRAL was established in 1937. It is a federal credit union chartered under charter number 24839. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAWAII CENTRAL. All financial data is for informational purposes only.