HAWAII CENTRAL
Federal • Honolulu, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #24839
- Type
- Federal
- Established
- 1937
- Headquarters
- Honolulu, Hawaii 96813-3016
- Address
- 681 S King St
- Branches
- 3
- Members
- 16,294
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,294 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAWAII CENTRAL |
|---|---|
| Total Assets | $311.3M |
| Members | 16,294 |
| Loans Outstanding | $175.0M |
| Shares & Deposits | $287.4M |
| Net Worth | $30.2M |
| Net Worth Ratio | 9.70% |
| Loan-to-Share Ratio | 60.9% |
| Delinquency Rate | 1.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Hawaii Central Federal Credit Union
Main Office681 S King St
Honolulu, HI 96813-3016
First Hawaiian Bank
999 Bishop St
Honolulu, HI 96813-4423
Harkness Branch
1301 Punchbowl St
Honolulu, HI 96813-2402
Who Can Join HAWAII CENTRAL?
Membership Type: Other/Unknown
Membership eligibility for HAWAII CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAWAII CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
HAWAII CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HAWAII CENTRAL has 16,294 members and a potential membership field of 1,016,508 people.
HAWAII CENTRAL's reported net worth ratio is 9.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HAWAII CENTRAL operates 3 branch locations. The main office is located at 681 S King St, Honolulu, HI 96813-3016.
HAWAII CENTRAL was established in 1937. It is a federal credit union chartered under charter number 24839. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HAWAII CENTRAL. All financial data is for informational purposes only.