HAWAII FIRST
Federal • Kamuela, Hawaii • Est. 1956
Quick Facts
- Charter Number
- #10938
- Type
- Federal
- Established
- 1956
- Headquarters
- Kamuela, Hawaii 96743
- Address
- 67-1187 Mamalahoa Hwy
- Branches
- 2
- ATMs
- 1
- Members
- 6,090
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,090 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAWAII FIRST |
|---|---|
| Total Assets | $77.2M |
| Members | 6,090 |
| Loans Outstanding | $48.4M |
| Shares & Deposits | $67.4M |
| Net Worth | $7.1M |
| Net Worth Ratio | 9.14% |
| Loan-to-Share Ratio | 71.9% |
| Delinquency Rate | 3.94% |
| Net Income | +$217,982 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Kamuela Branch
Main Office67-1187 Mamalahoa Hwy
Kamuela, HI 96743
Hilo Branch
1221 Kilauea Ave
Hilo, HI 96720
Who Can Join HAWAII FIRST?
Membership Type: Other/Unknown
Membership eligibility for HAWAII FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAWAII FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
HAWAII FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HAWAII FIRST has 6,090 members and a potential membership field of 17,247 people.
HAWAII FIRST's reported net worth ratio is 9.14% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HAWAII FIRST operates 2 branch locations and has access to 1 ATMs. The main office is located at 67-1187 Mamalahoa Hwy, Kamuela, HI 96743.
HAWAII FIRST was established in 1956. It is a federal credit union chartered under charter number 10938. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HAWAII FIRST. All financial data is for informational purposes only.