HAWAII FIRST
Federal • Kamuela, Hawaii • Est. 1956
Quick Facts
- Charter Number
- #10938
- Type
- Federal
- Established
- 1956
- Headquarters
- Kamuela, Hawaii 96743
- Address
- PO Box 446
- Branches
- 2
- ATMs
- 1
- Members
- 6,100
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
6,100 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAWAII FIRST |
|---|---|
| Total Assets | $73.9M |
| Members | 6,100 |
| Loans Outstanding | $50.9M |
| Shares & Deposits | $64.1M |
| Net Worth | $6.8M |
| Net Worth Ratio | 9.26% |
| Loan-to-Share Ratio | 79.5% |
| Delinquency Rate | 4.93% |
| Net Income | +$1,102,481 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Kamuela Branch
Main Office67-1187 Mamalahoa Hwy
Kamuela, HI 96743
Hilo Branch
1221 Kilauea Ave
Hilo, HI 96720
Who Can Join HAWAII FIRST?
Membership Type: Other/Unknown
Membership eligibility for HAWAII FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAWAII FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. HAWAII FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAWAII FIRST has 6,100 members and a potential membership field of 17,247 people.
HAWAII FIRST's net worth ratio is 9.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, HAWAII FIRST meets this threshold.
HAWAII FIRST operates 2 branch locations and has access to 1 ATMs. The main office is located at 67-1187 Mamalahoa Hwy, Kamuela, HI 96743.
HAWAII FIRST was established in 1956. It is a federal credit union chartered under charter number 10938. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAWAII FIRST. All financial data is for informational purposes only.