HEALTHCARE FIRST CREDIT UNION
State-Chartered • JOHNSTOWN, Pennsylvania • Est. 1979
Quick Facts
- Charter Number
- #65013
- Type
- State-Chartered
- Established
- 1979
- Headquarters
- JOHNSTOWN, Pennsylvania 15905-4310
- Address
- 1152 FRANKLIN STREET
- Branches
- 8
- ATMs
- 5
- Members
- 8,098
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
8,098 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HEALTHCARE FIRST CREDIT UNION |
|---|---|
| Total Assets | $99.3M |
| Members | 8,098 |
| Loans Outstanding | $29.0M |
| Shares & Deposits | $83.2M |
| Net Worth | $13.1M |
| Net Worth Ratio | 13.19% |
| Loan-to-Share Ratio | 34.8% |
| Delinquency Rate | 1.43% |
| Net Income | +$809,468 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
Franklin St Office
Main Office1152 Franklin St
Johnstown, PA 15905-4310
Richland Office
194 Donald Ln
Johnstown, PA 15904-2840
Davidsville - Laurel View Village
2000 Cambridge Dr
Davidsville, PA 15928-9220
Martinsburg office
437 Givler Dr
Martinsburg, PA 16662
Altoona Main Office - Servers
2786 Route 764
Duncansville, PA 16635
Who Can Join HEALTHCARE FIRST CREDIT UNION?
Membership Type: Community
Membership eligibility for HEALTHCARE FIRST CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact HEALTHCARE FIRST CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. HEALTHCARE FIRST CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HEALTHCARE FIRST CREDIT UNION has 8,098 members and a potential membership field of 59,045 people.
HEALTHCARE FIRST CREDIT UNION's net worth ratio is 13.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.2%, HEALTHCARE FIRST CREDIT UNION meets this threshold.
HEALTHCARE FIRST CREDIT UNION operates 8 branch locations and has access to 5 ATMs. The main office is located at 1152 Franklin St, Johnstown, PA 15905-4310.
HEALTHCARE FIRST CREDIT UNION was established in 1979. It is a state-chartered credit union chartered under charter number 65013. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HEALTHCARE FIRST CREDIT UNION. All financial data is for informational purposes only.