HELCO
Federal • Hilo, Hawaii • Est. 1938
Quick Facts
- Charter Number
- #2705
- Type
- Federal
- Established
- 1938
- Headquarters
- Hilo, Hawaii 96720
- Address
- 1437 Kilauea Ave Ste 105
- Branches
- 1
- Members
- 1,375
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,375 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HELCO |
|---|---|
| Total Assets | $45.4M |
| Members | 1,375 |
| Loans Outstanding | $21.9M |
| Shares & Deposits | $36.5M |
| Net Worth | $8.7M |
| Net Worth Ratio | 19.21% |
| Loan-to-Share Ratio | 59.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$21,403 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
HELCO FCU
Main Office1437 Kilauea Ave Ste 105
Hilo, HI 96720
Who Can Join HELCO?
Membership Type: Community
Membership eligibility for HELCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact HELCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
HELCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HELCO has 1,375 members and a potential membership field of 1,788 people.
HELCO's reported net worth ratio is 19.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HELCO operates 1 branch location. The main office is located at 1437 Kilauea Ave Ste 105, Hilo, HI 96720.
HELCO was established in 1938. It is a federal credit union chartered under charter number 2705. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HELCO. All financial data is for informational purposes only.