HERITAGE COMMUNITY
State-Chartered • Fair Oaks, California • Est. 1953
Quick Facts
- Charter Number
- #68395
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Fair Oaks, California 95628-3539
- Address
- 5329 Sunrise Blvd
- Branches
- 4
- ATMs
- 3
- Members
- 10,041
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,041 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE COMMUNITY |
|---|---|
| Total Assets | $282.6M |
| Members | 10,041 |
| Loans Outstanding | $241.1M |
| Shares & Deposits | $252.1M |
| Net Worth | $27.6M |
| Net Worth Ratio | 9.76% |
| Loan-to-Share Ratio | 95.6% |
| Delinquency Rate | 0.64% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Folsom
13385 Folsom Blvd Ste 200
Folsom, CA 95630-8004
Fair Oaks
5329 Sunrise Blvd
Fair Oaks, CA 95628-3539
Gold River
2155 Golden Centre Ln
Gold River, CA 95670-4477
Headquarters
Main Office5329 Sunrise Blvd
Fair Oaks, CA 95628-3539
Who Can Join HERITAGE COMMUNITY?
Membership Type: Community
Membership eligibility for HERITAGE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
HERITAGE COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HERITAGE COMMUNITY has 10,041 members and a potential membership field of 3,400,000 people.
HERITAGE COMMUNITY's reported net worth ratio is 9.76% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HERITAGE COMMUNITY operates 4 branch locations and has access to 3 ATMs. The main office is located at 5329 Sunrise Blvd, Fair Oaks, CA 95628-3539.
HERITAGE COMMUNITY was established in 1953. It is a state-chartered credit union chartered under charter number 68395. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE COMMUNITY. All financial data is for informational purposes only.