HERITAGE FAMILY
Federal • Rutland, Vermont • Est. 1956
Quick Facts
- Charter Number
- #24742
- Type
- Federal
- Established
- 1956
- Headquarters
- Rutland, Vermont 05701
- Address
- 26 Allen St
- Branches
- 13
- ATMs
- 16
- Members
- 54,726
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
54,726 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE FAMILY |
|---|---|
| Total Assets | $852.9M |
| Members | 54,726 |
| Loans Outstanding | $634.7M |
| Shares & Deposits | $718.4M |
| Net Worth | $101.9M |
| Net Worth Ratio | 11.95% |
| Loan-to-Share Ratio | 88.3% |
| Delinquency Rate | 0.75% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 16 ATMs
Branch Office
30 Allen St
Rutland, VT 05701
Branch
50 West St
Rutland, VT 05701
Branch Office
67 Washington St
Fair Haven, VT 05743
Student Branch Office
321 Park St
Bennington, VT 05201
Branch Office
2826 VT Route 100
South Londonderry, VT 05155
Who Can Join HERITAGE FAMILY?
Membership Type: Community
Membership eligibility for HERITAGE FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Vermont
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Vermont RankingsFrequently Asked Questions
HERITAGE FAMILY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HERITAGE FAMILY has 54,726 members and a potential membership field of 851,000 people.
HERITAGE FAMILY's reported net worth ratio is 11.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HERITAGE FAMILY operates 13 branch locations and has access to 16 ATMs. The main office is located at 26 Allen St, Rutland, VT 05701.
HERITAGE FAMILY was established in 1956. It is a federal credit union chartered under charter number 24742. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE FAMILY. All financial data is for informational purposes only.