HERITAGE SOUTH
State-Chartered • Sylacauga, Alabama • Est. 1937
Quick Facts
- Charter Number
- #68586
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Sylacauga, Alabama 35151
- Address
- 60 Gene E Stewart Blvd
- Branches
- 7
- ATMs
- 5
- Members
- 15,428
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,428 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE SOUTH |
|---|---|
| Total Assets | $189.5M |
| Members | 15,428 |
| Loans Outstanding | $131.4M |
| Shares & Deposits | $171.3M |
| Net Worth | $18.3M |
| Net Worth Ratio | 9.64% |
| Loan-to-Share Ratio | 76.7% |
| Delinquency Rate | 0.67% |
| Net Income | +$188,114 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 5 ATMs
280 Office
Main Office60 Gene E Stewart Blvd
Sylacauga, AL 35151
Broadway Branch
901 N Broadway Ave
Sylacauga, AL 35150
Childersburg
14 Faye S Perry drive
Childersburg, AL 35044
Moody Branch
2825 Moody Pkwy
Moody, AL 35004-3102
Alex City Branch
3553 US Hwy 280
Alexander City, AL 35010
Who Can Join HERITAGE SOUTH?
Membership Type: Community
Membership eligibility for HERITAGE SOUTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE SOUTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
HERITAGE SOUTH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HERITAGE SOUTH has 15,428 members and a potential membership field of 1,540,518 people.
HERITAGE SOUTH's reported net worth ratio is 9.64% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HERITAGE SOUTH operates 7 branch locations and has access to 5 ATMs. The main office is located at 60 Gene E Stewart Blvd, Sylacauga, AL 35151.
HERITAGE SOUTH was established in 1937. It is a state-chartered credit union chartered under charter number 68586. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE SOUTH. All financial data is for informational purposes only.