HERITAGE VALLEY
Federal • York, Pennsylvania • Est. 1935
Quick Facts
- Charter Number
- #303
- Type
- Federal
- Established
- 1935
- Headquarters
- York, Pennsylvania 17402-9624
- Address
- P.O. Box 3617, 2400 Pleasant Valley
- Branches
- 3
- ATMs
- 3
- Members
- 13,630
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
13,630 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE VALLEY |
|---|---|
| Total Assets | $128.9M |
| Members | 13,630 |
| Loans Outstanding | $65.6M |
| Shares & Deposits | $121.6M |
| Net Worth | $9.8M |
| Net Worth Ratio | 7.61% |
| Loan-to-Share Ratio | 53.9% |
| Delinquency Rate | 1.62% |
| Net Income | +$1,445,123 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Pleasant Valley Road Office
Main Office2400 Pleasant Valley Rd
York, PA 17402-9624
Cape Horn Road Office
2420 Cape Horn Rd
York, PA 17402-7900
Roosevelt Avenue Office
1700 Roosevelt Ave
York, PA 17408-8505
Who Can Join HERITAGE VALLEY?
Membership Type: Other/Unknown
Membership eligibility for HERITAGE VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. HERITAGE VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HERITAGE VALLEY has 13,630 members and a potential membership field of 1,106,160 people.
HERITAGE VALLEY's net worth ratio is 7.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.6%, HERITAGE VALLEY meets this threshold.
HERITAGE VALLEY operates 3 branch locations and has access to 3 ATMs. The main office is located at 2400 Pleasant Valley Rd, York, PA 17402-9624.
HERITAGE VALLEY was established in 1935. It is a federal credit union chartered under charter number 303. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE VALLEY. All financial data is for informational purposes only.