HFS
Federal • Hilo, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #1829
- Type
- Federal
- Established
- 1937
- Headquarters
- Hilo, Hawaii 96720-3828
- Address
- 632 KINOOLE ST
- Branches
- 6
- Members
- 55,975
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
55,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HFS |
|---|---|
| Total Assets | $1.1B |
| Members | 55,975 |
| Loans Outstanding | $468.2M |
| Shares & Deposits | $992.1M |
| Net Worth | $99.3M |
| Net Worth Ratio | 9.03% |
| Loan-to-Share Ratio | 47.2% |
| Delinquency Rate | 1.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations
HILO OFFICE
Main Office632 KINOOLE ST
Hilo, HI 96720-3828
PRINCE KUHIO PLAZA OFFICE
111 E PUAINAKO ST
Hilo, HI 96720
KEA'AU OFFICE
16-589 OLD VOLCANO RD
Keaau, HI 96749-8103
WAIMEA CENTER OFFICE
65-1158 MAMALAHOA HWY
Kamuela, HI 96743
KONA COAST SHOPPING CENTER OFFICE
74-5586 PALANI RD STE 5
Kailua Kona, HI 96740-3119
Who Can Join HFS?
Membership Type: Other/Unknown
Membership eligibility for HFS may vary. Contact the credit union directly to confirm qualification requirements.
Contact HFS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
HFS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HFS has 55,975 members and a potential membership field of 209,790 people.
HFS's reported net worth ratio is 9.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HFS operates 6 branch locations. The main office is located at 632 KINOOLE ST, Hilo, HI 96720-3828.
HFS was established in 1937. It is a federal credit union chartered under charter number 1829. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HFS. All financial data is for informational purposes only.