HIGH DESERT COMMUNITY
State-Chartered • Aztec, New Mexico • Est. 1956
Quick Facts
- Charter Number
- #66185
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Aztec, New Mexico 87410
- Address
- PO Box 1059
- Branches
- 1
- Members
- 1,923
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,923 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGH DESERT COMMUNITY |
|---|---|
| Total Assets | $17.2M |
| Members | 1,923 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $14.9M |
| Net Worth | $2.3M |
| Net Worth Ratio | 13.26% |
| Loan-to-Share Ratio | 54.9% |
| Delinquency Rate | 0.81% |
| Net Income | +$108,359 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
High Desert Community Credit Union
Main Office321 S Main Ave
Aztec, NM 87410-2124
Who Can Join HIGH DESERT COMMUNITY?
Membership Type: Community
Membership eligibility for HIGH DESERT COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGH DESERT COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. HIGH DESERT COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HIGH DESERT COMMUNITY has 1,923 members and a potential membership field of 3,500 people.
HIGH DESERT COMMUNITY's net worth ratio is 13.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, HIGH DESERT COMMUNITY meets this threshold.
HIGH DESERT COMMUNITY operates 1 branch location. The main office is located at 321 S Main Ave, Aztec, NM 87410-2124.
HIGH DESERT COMMUNITY was established in 1956. It is a state-chartered credit union chartered under charter number 66185. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HIGH DESERT COMMUNITY. All financial data is for informational purposes only.