HIGH POINT
Federal • Olean, New York • Est. 1972
Quick Facts
- Charter Number
- #21083
- Type
- Federal
- Established
- 1972
- Headquarters
- Olean, New York 14760
- Address
- 234 Homer St
- Branches
- 6
- ATMs
- 3
- Members
- 22,641
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
22,641 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGH POINT |
|---|---|
| Total Assets | $433.8M |
| Members | 22,641 |
| Loans Outstanding | $228.8M |
| Shares & Deposits | $376.6M |
| Net Worth | $60.9M |
| Net Worth Ratio | 14.04% |
| Loan-to-Share Ratio | 60.8% |
| Delinquency Rate | 0.81% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 3 ATMs
High Point FCU
1201 Wayne St
Olean, NY 14760
High Point FCU
180 W Main St
Allegany, NY 14706
High Point FCU
160 S Main St
Portville, NY 14770
High Point FCU
Main Office234 Homer St
Olean, NY 14760
High Point FCU
1035 E Main St
Bradford, PA 16701
Who Can Join HIGH POINT?
Membership Type: Other/Unknown
Membership eligibility for HIGH POINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGH POINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
HIGH POINT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HIGH POINT has 22,641 members and a potential membership field of 178,245 people.
HIGH POINT's reported net worth ratio is 14.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HIGH POINT operates 6 branch locations and has access to 3 ATMs. The main office is located at 234 Homer St, Olean, NY 14760.
HIGH POINT was established in 1972. It is a federal credit union chartered under charter number 21083. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HIGH POINT. All financial data is for informational purposes only.