HIGH POINT
Federal • Olean, New York • Est. 1972
Quick Facts
- Charter Number
- #21083
- Type
- Federal
- Established
- 1972
- Headquarters
- Olean, New York 14760
- Address
- 234 Homer St
- Branches
- 6
- ATMs
- 3
- Members
- 21,030
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,030 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGH POINT |
|---|---|
| Total Assets | $414.7M |
| Members | 21,030 |
| Loans Outstanding | $216.2M |
| Shares & Deposits | $359.8M |
| Net Worth | $58.5M |
| Net Worth Ratio | 14.11% |
| Loan-to-Share Ratio | 60.1% |
| Delinquency Rate | 0.63% |
| Net Income | +$1,854,922 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
High Point FCU
1201 Wayne St
Olean, NY 14760
High Point FCU
180 W Main St
Allegany, NY 14706
High Point FCU
160 S Main St
Portville, NY 14770
High Point FCU
Main Office234 Homer St
Olean, NY 14760
High Point FCU
1035 E Main St
Bradford, PA 16701
Who Can Join HIGH POINT?
Membership Type: Other/Unknown
Membership eligibility for HIGH POINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGH POINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. HIGH POINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HIGH POINT has 21,030 members and a potential membership field of 178,245 people.
HIGH POINT's net worth ratio is 14.11% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, HIGH POINT meets this threshold.
HIGH POINT operates 6 branch locations and has access to 3 ATMs. The main office is located at 234 Homer St, Olean, NY 14760.
HIGH POINT was established in 1972. It is a federal credit union chartered under charter number 21083. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HIGH POINT. All financial data is for informational purposes only.