HOLYOKE
State-Chartered • Holyoke, Massachusetts • Est. 1911
Quick Facts
- Charter Number
- #67875
- Type
- State-Chartered
- Established
- 1911
- Headquarters
- Holyoke, Massachusetts 01040-1600
- Address
- 490 Westfield Rd
- Branches
- 3
- ATMs
- 3
- Members
- 21,292
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,292 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOLYOKE |
|---|---|
| Total Assets | $297.2M |
| Members | 21,292 |
| Loans Outstanding | $190.8M |
| Shares & Deposits | $238.4M |
| Net Worth | $26.5M |
| Net Worth Ratio | 8.90% |
| Loan-to-Share Ratio | 80.0% |
| Delinquency Rate | 0.39% |
| Net Income | +$2,000,379 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Holyoke Office
Main Office490 Westfield Rd
Holyoke, MA 01040-1600
West Springfield Office
85 Elm St
West Springfield, MA 01089-2704
Agawam Office
14 N Westfield St
Feeding Hills, MA 01030-1606
Who Can Join HOLYOKE?
Membership Type: Community
Membership eligibility for HOLYOKE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOLYOKE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. HOLYOKE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOLYOKE has 21,292 members and a potential membership field of 95,765 people.
HOLYOKE's net worth ratio is 8.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, HOLYOKE meets this threshold.
HOLYOKE operates 3 branch locations and has access to 3 ATMs. The main office is located at 490 Westfield Rd, Holyoke, MA 01040-1600.
HOLYOKE was established in 1911. It is a state-chartered credit union chartered under charter number 67875. The institution has been serving members for 115 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOLYOKE. All financial data is for informational purposes only.